Insurance
Forty years of riders,
fused into rock.
Every policy generation left a stratum: 1978 base forms, 1986 endorsements, 1994 riders, 2003 exclusions, 2017 patches. The policy admin system isn’t code anymore. It’s geology.
The core drill
One living genome. Every rule, dated and sourced.
No one alive has read every layer. Palm core-drills the policy, era by era.
Policy admin · claims · riders
Geology, made legible
Why does this claim pay 80% instead of 90%? Somewhere down the strata, a 1994 rider amends a 1986 endorsement that excepts a 1978 clause. Your best examiner knows it by feel. Feel doesn’t survive retirement, and it doesn’t testify well either.
Palm Ark drills the full column — every COBOL paragraph across every era — and extracts the rules deterministically, each tagged with its source lines and effectively its geological age. Conflicts and dead clauses surface instead of lurking.
The genome then powers whatever comes next: Palm Ray rebuilds policy admin as services, or maps the rules into your target platform’s product model — with the audit trail your actuaries and regulators will actually accept.